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Bulawayo High Court

Africa Albida Tourism (Pvt) Ltd & Anor v Zimnat General Insurance

HB 122/25

Case Details

Court
Bulawayo High Court
Date
21 July 2025
Citation
HB 122/25
Neutral Citation
[2025] ZWHB 122
Outcome
unknown
Case Type
Trial

Bench

Presiding
M Dube J
Full Bench
M Dube J
Areas of Law
Insurance lawContract law
Keywords
COVID-19Business interruptionNotifiable diseaseInsurance policyAbsolution from the instance
Tags
Business interruptionCOVID-19Infectious diseaseInsurance claim
legislation
Statutes Cited
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ai analysis
Case Summary

Key Issues

  • {"issue_text":"Whether plaintiffs have established a prima facie case for COVID-19 occurrence at insured premises","issue_type":"mixed","dispositive":"yes","related_facts":"Alleged COVID-19 outbreak, lack of testing, expert medical opinion"}
  • {"issue_text":"Whether application for absolution from the instance should be granted","issue_type":"procedural","dispositive":"yes","related_facts":"Close of plaintiffs' case, evidence led"}
This summary was generated by AI. Use Zalari to read the full judgment.
background
Facts of the Case

Background

Two tourism companies claimed business interruption losses from their insurer, Zimnat General Insurance, alleging COVID-19 outbreaks at their premises in March 2020 led to mandatory closures. The claims totalled US$1.06 million and US$1.4 million respectively. The defendant applied for absolution from the instance arguing no proof of COVID-19 at the insured premises.
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