COVID-19Business interruptionNotifiable diseaseInsurance policyAbsolution from the instance
Tags
Business interruptionCOVID-19Infectious diseaseInsurance claim
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ai analysis
Case Summary
Key Issues
{"issue_text":"Whether plaintiffs have established a prima facie case for COVID-19 occurrence at insured premises","issue_type":"mixed","dispositive":"yes","related_facts":"Alleged COVID-19 outbreak, lack of testing, expert medical opinion"}
{"issue_text":"Whether application for absolution from the instance should be granted","issue_type":"procedural","dispositive":"yes","related_facts":"Close of plaintiffs' case, evidence led"}
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background
Facts of the Case
Background
Two tourism companies claimed business interruption losses from their insurer, Zimnat General Insurance, alleging COVID-19 outbreaks at their premises in March 2020 led to mandatory closures. The claims totalled US$1.06 million and US$1.4 million respectively. The defendant applied for absolution from the instance arguing no proof of COVID-19 at the insured premises.
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